Understand What Happens If You Miss a Bankruptcy Payment
Staying current on your payments is critical, and missing a payment after filing for bankruptcy can seriously affect your case. At Wilson C. Pasley, PLC in Roanoke, Virginia, we help you stay on track — and step in quickly if you fall behind. One missed payment doesn’t always lead to dismissal, but prompt action matters.
Chapter 13 Plans Depend on Timely Payments
If you’re in a Chapter 13 bankruptcy, your repayment plan requires monthly payments to the trustee. Missing even one payment can trigger a motion to dismiss your case. We work to prevent that outcome by helping you communicate with the court and catch up when possible.
You May Be Able to Request a Modification
If your financial situation has changed — due to job loss, medical issues, or unexpected expenses — you may qualify to modify your payment plan. We help you file the proper request with the court, explain your circumstances, and propose a new plan that fits your current ability to pay.
The Court Could Dismiss Your Case
Failure to act after missed payments can result in the court dismissing your case. That means losing protection from creditors and possibly facing renewed collections, repossession, or foreclosure. Acting fast gives you the best chance of keeping your case active.
Get Legal Help Right Away if You Miss a Payment
Missing a payment doesn’t automatically end your case — but ignoring it might. We help you respond quickly, evaluate your options, and protect your financial recovery.
If you’ve missed a bankruptcy payment, don’t panic — take action. Wilson C. Pasley, PLC in Roanoke, VA can help you correct the issue and keep your case on track.
Understand your legal options. Call us today at (540) 342-2221 or contact us online. Avoid case dismissal by addressing missing a payment after filing for bankruptcy.